Need help?


Mortgage Loan Checklist

I can recommend Mortgage and Loan Companies who are extremely qualified and well versed in what they do.  Even if your current mortgage provider rejects your application for a mortgage, I may still be able to assist you to become qualified and help you reach your Central Florida Residential Real Estate Needs and Goals! 


Applying for a new mortgage or home loan?

Here are some excellent pointers to help you apply for and receive the mortgage or home loan you are searching for.

Personal Identification

  • Driver's License
  • Social Security Card
  • Mother's Maiden Name (required for credit report)

Financial / Bank Statements

  • Last 2 months of Checking and Savings Statements
  • Stocks, Bonds, Funds & Securities Statements
  • Money Markets and CDs

Employment / Income History

  • Complete 2 Year Employment History
  • Check Stubs Covering a Minimum of 30 Days
  • Retirement / Social Security Income
  • W-2 and / or 1099 Forms (2 years worth)
  • Federal Tax Returns:  All Schedules (2 years worth)
  • Business Tax Returns - If Self Employed (2 years)
  • Year To Date Profit and Loss Statement - If Self Employed

Property or Properties

  • Mortgage Statements for 1st and 2nd Mortgages
  • Homeowners Insurance Contact Information and / or quote for same
  • Property Tax Bill
  • Homeowners Association Dues Statement


  • Mortgage Note for the Loan You Are Refinancing
  • Owner's Title Policy and Survey

Special Circumstances (if applicable)

  • List of Properties You Own With Full Addresses
  • Landlord Contact Information
  • Bankruptcy Papers
  • Divorce or Separation Decree with Alimony and Child Support Information

For additional information on what to do when applying for a mortgage or home loan click here.